Hurricane Irma has traversed the length of Florida and The Florida Keys sustained major damage. With an estimated 100 billion dollars in damages, Floridians are scrambling to recover quickly so that they may go back to their normal way of life. If you live between Key West and Marathon, FL it is important to move quickly with the rebuilding process. Here are a few steps you can take to streamline the process and recuperate quicker.
Alert Your Insurance & Gather Evidence
Call your insurance company and notify them that you will be submitting a claim. Giving them a heads up before submission can help you accumulate information that you may need throughout the claims process such as a deadline for submission or specific procedures that they will need you to follow. Procedures should be laid out in your policy, but speaking to a representative can help clear up any steps you are unsure on. To submit your claim you will need to document all of the damage incurred during Hurricane Irma. Take pictures and notes of the damage dealt to the property and personal belongings.
Dealing with Insurance Adjusters
After Hurricane Irma, there is a reported shortage of insurance adjusters. Insurance adjusters are being spread thin in an uphill battle to get a handle on the mass amounts of claims trying to be submitted. To this end, insurance adjusters are not always fighting for the insured to receive a fair payout from their insurance companies. This is where a public adjuster becomes not only a viable, but necessary option. By allowing a trusted public adjuster to not only fight on your behalf, but also handle the time consuming process of filing a claim, you are giving yourself your best chance at getting everything owed to you.
Experienced companies like Accredited Public Adjusters, LLC understand the verbiage of your insurance policy and will utilize that knowledge in helping you file for varying types of damages that come with a hurricane. Wind, water, flood, and tornado are all damages that can occur and need to be differentiated and documented differently. Without the skills to do so, claims can be denied or underpaid, leaving the insured to bear the remaining costs.